Saving to Buy a Home

Saving to Buy a Home When embarking on saving for a home, it is essential to approach it with meticulous planning and unwavering discipline. Here are some proven methods that can help you successfully achieve this significant accomplishment: Create a Budget: Establish...

How to Attract Home Buyers?

How to Attract Home Buyers? Attracting home buyers involves a combination of preparation, presentation, and effective marketing strategies. Here are some steps to help you attract potential home buyers: Curb Appeal: First impressions matter. Make sure the exterior of...

What is a FICO Score?

What is a FICO Score? A FICO Score is a credit scoring model developed by the Fair Isaac Corporation (FICO), a data analytics company. It is widely used by lenders, such as banks, credit card companies, and mortgage providers, to assess an individual’s...

Avoid Mortgage Pitfalls

Buying a home is exciting, but after applying for a mortgage, avoid pitfalls to ensure successful homeownership.   Keep All Funds Trackable Lenders must verify your funds’ source for real estate transactions. Cash should be present in your account for at...

Path to Homeownership

Path to Homeownership Homeownership often starts years before one takes the plunge. If you want to own a home one day, start now. 1. But Demetria, I am still in college? 2. Demetria, we are buried in debt? 3. Demetria, we aren’t sure we can save 20% down. Want...